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Tag: #capecoralmortgage

Buying a Home? Here’s What You Should Know About Home Insurance Costs.

Written by Cape Coral Mortgage Syndicated User on . Posted in Affordability, Buying Tips, Cape Coral Mortgage, For Buyers, Mortgage Cape Coral.

If buying a home is on your radar, you’ve probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.  Homeowners insurance has always been part of owning a home. But over the past few years, it’s become a larger expense for many homeowners – something that’s especially frustrating when affordability already feels tight. The good news? While premiums are still rising, the latest data shows those increases are beginning to slow. Here’s what buyers should know. Home Insurance Costs Have Gone Up You’ve probably...

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Home Price Growth Slowed Down. That May Be Changing.

Written by Cape Coral Mortgage Syndicated User on . Posted in Buying Tips, Cape Coral Mortgage, For Buyers, For Sellers, Home Prices, Mortgage Cape Coral, Selling Tips.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you. The Numbers May Be Starting To Turn For the past couple of years, home price growth has been moderating – cooling from around 7% in mid-2024, according to Redfin (see graph below). But look at the right side of that graph. The pace of that growth appears to have hit its low point and started to turn. While a couple months of data...

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More Homes, Better Prices: A Buyer’s Summer

Written by Cape Coral Mortgage Syndicated User on . Posted in Buying Tips, Cape Coral Mortgage, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Cape Coral.

If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search. Sellers Are Pricing To Attract Buyers According to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 under what it was the year before (see graph below): That’s the eighth month in a row that the typical asking price...

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14 Years Running: Why Real Estate Is Still America’s Favorite Investment

Written by Cape Coral Mortgage Syndicated User on . Posted in Cape Coral Mortgage, First-Time Buyers, For Buyers, Mortgage Cape Coral, Rent vs. Buy.

Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn’t changed in 14 years.  It’s real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren’t just saying homeownership is a smart move, they’re feeling better about it than they have in years. Let’s dig into why. Real Estate Takes the Top Spot – Again Every year, Gallup asks Americans to name the best long-term investment. And for the 14th year in a row, real estate came out on top (see...

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Think Nobody’s Buying Homes Right Now? Think Again.

Written by Cape Coral Mortgage Syndicated User on . Posted in Cape Coral Mortgage, For Sellers, Mortgage Cape Coral, Selling Tips.

If you’ve been thinking about selling, you’ve probably seen plenty of headlines suggesting buyers have just about disappeared. But there’s a big difference between a slow market and a stalled one. Yes, mortgage rates are still higher than most people would like. Homes aren’t selling as fast as they were. And every week seems to bring another headline about buyers sitting on the sidelines. But here’s what you haven’t heard. Despite everything going on, buyer demand has been remarkably resilient. In fact, more sellers are getting to put up the “pending sale”...

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The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You

Written by Cape Coral Mortgage Syndicated User on . Posted in Buying Tips, Cape Coral Mortgage, For Buyers, For Sellers, Mortgage Cape Coral, New Construction, Selling Tips.

Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too.  That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive. A concession is something a seller agrees to during negotiations to get a deal done. An incentive is a perk a builder (or a seller) advertises upfront to attract buyers. Let’s run through what you need to know about both and how they could play a role in your move. More Sellers Are Agreeing to Concessions Almost half (46%) of...

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What To Expect from the Housing Market in the Second Half of 2026

Written by Cape Coral Mortgage Syndicated User on . Posted in Affordability, Cape Coral Mortgage, For Buyers, For Sellers, Forecasts, Home Prices, Mortgage Cape Coral, Mortgage Rates.

If the first half of this year has left you feeling stuck, you’re not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming. That’s why so many people are asking the same question: Will the second half of the year be any better for the housing market? While nobody has a crystal ball, there are a few encouraging signs things could start moving in a better direction. Here’s what to watch. Mortgage Rates Could Be Near a Turning Point  One of the biggest reasons...

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